2012年7月17日星期二

The Divorce Checklist: Be Armed And Ready

Divorce is undoubtedly commonplace, yes, but never easy. A person could go through divorce over and over again but the pain and hurt will always be there. It simply is one of the most difficult and disheartening event in a person’s life, which can cause stress emotionally, psychologically, legally, and most of all, financially. When a person or a couple finally decides to get a divorce, there are a lot of uncertainties and apprehensions that might make them chicken out and change their mind. But, when one is sensible enough, one can manage the whole process effectively. Starting on the right foot is essential, and will definitely make the situation easier for everyone.

Maybe you never dreamed of ever having to dissolve your marriage, but we live in an imperfect world, and divorce is as real as the clouds in the sky. And, whether you like it or not, it is important to prepare every aspect of dissolving your marriage. A divorce checklist can help prepare you and might prove to be a good friend along the way. What must the checklist contain? Read on and make your own: The very first thing a person needs when taking this bumpy road is a thorough knowledge of the legal and financial aspects of the process.

Use the internet to your advantage—even a newbie can gain vast information, and from the comfort of one’s own home, too. Or, you can buy books and even talk to friends and family who have been through the same situation. It is vital to have a complete understanding of the idea of divorce, as well as the different options that one may have for dissolving a marriage. One very important aspect to thoroughly research is the laws in one’s state, as it may be different from one state to the next. Be ready to come to terms that filing for a divorce means going through a lot of tedious paper works.

Have all the documents needed to establish the precise value of your household’s financial standing. You must have your own copy of every file pertaining to your debts and assets, owned properties, and any investments, as well as pension plans, insurances and stock options. It can be difficult, especially if one’s spouse may not fully cooperate; don’t be disheartened, because you can request any information directly for any accounts on which you’re a co-signer. Having a good lawyer will be very helpful in effectively managing a divorce. Although you and your former partner have agreed on a settlement out of court, it is imperative to consult with a lawyer just to be very sure that you have everything covered.

Ask around for recommendations, or consult your local BAR association for a directory of lawyers that you could choose from. Prepare all the pertinent paper works, as well as your questions in order to fully use your time that the lawyer is billing by the hour. You’ve got the legal and financial aspects covered—don’t forget the emotional factor that you have to handle. It may be hard and may open up old wounds, but take time to make a divorce checklist of the reasons and specific situations that made you absolutely sure that staying in the marriage is futile. You may want to wallow in self-pity from time to time, but this shouldn’t be something that you must go through alone.

A friend or family member’s support is priceless—he/she can assist you in preparing necessary documents, accompany you to meetings with the lawyer and serve as the middleman between you and your former partner when things get nasty. Having a divorce checklist not only gets you ahead of the game, but can also give you an unshakable self-confidence in handling the situation and get on with your life.

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